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LIC Jeevan Arogya Health Insurance Plan – Compare features and benefits of LIC health insurance Jeevan Arogya plan No. from LIC. Also check other. Recently LIC Launched LIC Jeevan Arogya health insurance policy so check it’s features & benefits, limitations, complications, comparison with other health. 27 Apr Jeevan Arogya scores over a standard health plan in two ways – a) it extends coverage to parents-in-law, and b) it pays out a lump sum benefit.

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Less than or equal to HCB of Spouse.

If the number of Surgical Procedures eligible for the Day Care Srogya Benefit in respect of an Insured equals this lifetime maximum limit, the Day Care Procedure Benefit in respect of that Insured will cease immediately. Genetic disorders, congenital conditions or birth defects unless specifically covered. Arogyz death of the Insured; vi. G No claim benefit: Maximum lifetime benefit that can be availed for each of the persons covered in the plan – days.

These premium due dates, at the end of every third policy anniversary, starting from the date of commencement of policy till the date of cover expiry, on which the installment premiums are reviewable, will be referred as Automatic Renewal Dates in respect of all Insured in the Policy. Treatment for Piles ix. Maximum days of coverage in the first years are 15 and 45 thereafter. With LIC Jeevan Arotya policy, Amit can also include aeogya 28 day old child once it completes 91 days from the date of birth.

Increased health cover every year. Treatment for benign uterine disorders like fibroids, uterine prolapse, dysfunctional uterine bleeding etc v. Treatment for hydrocele xii. If more than one Surgical Procedure is performed on the Insured, through the same incision or by making different incisions, during the same surgical session, the Corporation shall only arlgya for one Surgical Procedure.

Treatment for slip disc viii.

The suggestion, as a fact of that which is not true and which the insured does not believe to be true. In the event of an Insured under this Plan undergoing any specified Day Care Procedure mentioned in the Day Care Procedure Benefit Annexure due to medical necessity, a lump sum amount equal aroogya 5 five times the Applicable Daily Jfevan shall be paid, regardless of the actual costs incurred, subject to benefit limits and conditions mentioned in Para 11C and exclusions mentioned in Para 15 below.


We buy this product only to protect any unseen eventualities. Attested photocopies of the Hospital bills with breakup of charges. This is the amount that will be payable to you in the event of hospitalisation in the first year on a per day basis. He is also a finance, insurance and software consultant with more than 20 years of experience in these fields.

Additional Critical Illness Rider Benefit is also available under this plan.

If the request for revival is received by the Corporation beyond 90 ninety days from the due date of the first unpaid premium, then there shall be a general waiting period of 90 ninety days from the Date of Revival in respect of each Insured. The premiums to be paid is guaranteed for 3 years from the date of initiation of the policy.

LIC Jeevan Arogya Plan – Policy Features & Benefits

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. If you have any comments or doubts, you can use the comment section given below. Children covered under this plan shall have the option to take a suitable new health insurance policy subject to underwriting at the end of the specified exit age or at the renewal of the policy after completion of 18 years of age.

So why let any medical emergencies shatter your peace of mind. Tell us what you need by filling in the form. It does not cover pre or post hospitalization expenses. The maximum entry age condition will not apply for the new policy.

Below is age eligibility to buy this plan. Receive Verified supplier details. A grace period of one month but not less than 30 days will be allowed for payment of yearly or half yearly premiums.

The Major Surgical Benefit shall be aogya as a lump sum as specified for the benefit concerned and is subject to providing proof of Surgery to the satisfaction of the Corporation.

LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators

So Jeevan Arogya can be effectively jevean as a backup to your health insurance plan to provide jeevaan additional cover to some of the incidental expenses which you incur during hospitalisation. On exhausting all the lifetime maximum Benefit Limits as specified in Para 11 above. The Benefit Limits specified in the above clauses in respect of an Insured under this Policy, shall solely and exclusively apply to that Insured. The existing spouse, parents, parents- in-law and children, if not covered at the time of taking policy, shall not be covered under the policy.


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A No Claim Bonus is available. The Major Surgical Benefit will be payable only after the Corporation is satisfied on the basis of medical evidence that the specified Surgery covered under the Policy has been performed.

In the event of an Insured under this plan, due to medical necessity, undergoing one of the surgeries defined in Major Surgical Benefit Annexure, within the cover period in a hospital due to Accidental Bodily Injury or Sickness, the respective benefit percentage of the Major Surgical Benefit Sum Assured, as specified against each of the eligible surgeries mentioned in Major Surgical Benefit Annexure, shall be paid subject to benefit limits and conditions mentioned in Para 11B jefvan exclusions mentioned in Para 15 below.

How to choose the best tax saving investment The amount in lieu of ambulance expenses shall be payable only once in respect of each Insured in any Policy Year and is subject to providing satisfactory evidence to the Corporation. Any Pre-existing Condition unless disclosed to and accepted by the Corporation prior to the Date of Cover Commencement or the Date of Revival if the Policy is revived after discontinuance of the Cover.

Both MaxBupa and Religare ejevan cashless facilities. There shall be a general waiting period during which no benefits shall be payable in the event of Hospitalization or Surgery, if the said Hospitalization or Surgery occurred due to Sickness. Please enter Mobile Number.